January 7, 2026
Titanium tears, cashback fears
Chase to become new issuer of Apple Card
Apple hands the Apple Card to Chase—fans split between “finally” and “oh no”
TLDR: Apple is switching the Apple Card from Goldman Sachs to Chase in about two years while keeping perks and Mastercard the same for now. Commenters are split: Chase skeptics share horror stories, others cheer Goldman’s exit, and everyone’s weirdly fixated on whether the titanium card and Savings will survive the jump.
Apple says the Apple Card is moving from Goldman Sachs to Chase in about 24 months, and the internet promptly broke into two camps: the “Chase, never again” crowd and the “good riddance, Goldman” crew. Officially, Apple promises the same perks—up to 3% Daily Cash, no fees, Mastercard network, Apple Card Family, and a built‑in Savings option—while everyone watches what happens next at the transition page.
The juiciest drama? One user shared a horror‑romcom with Chase: every time they escaped, Chase bought their bank—twice. The comment section roared, dubbing it “Chase: The Sequel.” Meanwhile, another user claimed Goldman Sachs got outplayed by Apple on the original deal and has been looking for the exits, linking to reports. Translation: Apple found a new dance partner, and Goldman’s shoes were already halfway off.
Then came the memes: forget interest rates—will the iconic laser‑etched titanium card survive? Titanium stans formed a support group while others fixated on Savings accounts, which run through Goldman today. One commenter noted Apple’s “nothing to announce yet” wording, fueling theories that Savings may move too. For now, Apple’s playing it cool, promising the same experience. The crowd? Equal parts nostalgic, nervous, and absolutely obsessed with whether their card stays metal.
Key Points
- •Chase will become the new issuer of Apple Card, with the transition expected in about 24 months.
- •Mastercard will remain the payment network for Apple Card, preserving global acceptance and benefits.
- •Apple Card users can continue using existing features, including up to 3% Daily Cash, Family sharing, and ACMI.
- •Savings accounts associated with Apple Card are currently provided by Goldman Sachs Bank USA, Salt Lake City Branch (Member FDIC).
- •Variable APRs for Apple Card range from 17.49% to 27.74% based on creditworthiness, as of January 1, 2026.